For many people, buying a home is truly the American Dream. Universal Settlement Services of PA, LLC. is committed to protecting the property rights of homeowners and making sure all real estate transactions are smooth and expedient, while also offering unprecedented customer service. Since 2005, we have built a team of industry experts, focused on giving our clients a competitive edge in their marketplace. We pride ourselves in going "above-and-beyond", offering flexible, statewide service built to fit your needs -- and your life. Our approval with the United States Department of Housing and Urban Development means we're one of the premiere settle services in Pennsylvania!


Headquartered in State College, PA, Universal Settlement Services of PA, LLC. is a locally owned, full-service title settlement company. Services include: purchases, refinances, deed preparation, title searches, real estate settlements, notary public, commercial real estate, and more. 

Superior Services

Deed Preparation
Title Searches
Real Estate Settlements
Notary Public
Commercial Real Estate





The "Universal" DIFFERENCE

Keep your money where it belongs - in your pocket. We believe in never charging for things like notary fees, wire transfer, overnight packages, or "doc prep".

Your time is valuable to us, too! We're committed to making every effort to close when and where is best for you! Anywhere in PA - nothing is ever too late, too early, or too far!

Don't be left in the dark! You deserve to be kept up to date about the status of your file. You'll receive personalized updates as your file makes its way through through the process and onto the closing table. 



When you purchase a house, how can you be sure that there are no problems with the home's title, and that the seller really owns the property? Problems with title can cause major problems down the road and interfere with your property rights in the future. Title Insurance protects your ownership rights to the home and prevents you from inheriting existing debts or legal issues associated with the property. Your title agent will take care of all the details so you don't have to, because protecting property is at the heart of what we do!

You expect to be able to enjoy certain benefits from ownership...to be able to occupy and use the property as you wish; to be free from debts or obligations not created or agreed to by you; and be able to freely sell or pledge your property as security for a loan. Title Insurance is designed to protect these rights.  


Thanks so much to Brandy. We have used Universal numerous times in the past few months and she always delivers. So happy to use this team the next time we need to do a closing, etc.
~Dawn Ziegerer

As real estate investors we needed a title company that would be able to handle all of our closings and last-minute title search requests. We met with Brandy to talk about our needs and she assured us that she and her team would be able to help us out in any capacity. We’ve had multiple closings with Universal ranging from pre-foreclosures to acquiring private funding from our partners and the staff at Universal have made every transaction a very smooth process. Brandy is super responsive when we email her, and her team stays abreast of every detail of the transaction. Every business should be as attentive and professional as the whole team over at Universal. We express our sincerest gratitude to the whole crew at Universal Settlement Services of PA!
~Parra Design & Build

Hands down, top notch customer service. Brandy has put together a great team. We are return customers who made sure that Universal would handle our closing . Keep up the great work!
~Jake Spicer

Brandy, and her team at Universal Settlement Services, go above and beyond your expectations to offer the best service possible! They are quick to respond, on top of every detail and you can always count on top notch service with a smile! I've worked with Brandy and her team on many transactions and highly recommend them!
~Bob Froehlich

Brandy~ Thank you so much for stepping up to the plate Wednesday to coordinate several challenging situations to assure a smooth experience for our clients and get the closing done. You really went above and beyond. You didn't have to think or suggest going out of your way like that; but you did. And we know it was something extraordinary. That's the ways to run a business! Thank you! We look forward to our next transaction with you.
~Nyssa Smith

Brandy and her team have handled numerous closings for me over the years. In addition to sending clients their way, I have used her for my personal residence. They always work diligently to ensure a smooth and quick closing without overlooking any details. I highly recommend Universal for their closing services!
~Lukas Rhodes